Finance Solutions for Business Owners
Financing for small businesses comes in many forms. The options we offer are as unique as your business, so it’s important that you know what’s available and what works best for your cash flow. From small business startup loans to seasoned owner-operators, we work for you and your finance needs.
SBA Loans
Commercial equip Loans
Working Capital
Invoice Factoring
Truck Warranty
Commercial Equipment Loans
Equipment financing is exactly what it sounds like: If you're in need of a new truck to add to your fleet or a forklift for your warehouse, consider applying for equipment financing. If applicable, equipment financing is often more advantageous to use than general-use loans like terms loans or business lines of credit. An equipment loan is often easier to qualify for especially for start-up businesses.
SBA Loans
The 7(a) is the SBA’s most widely used loan program. While the loan is partially guaranteed by the Small Business Administration, the financing is delivered through an approved SBA lender. SBA small business loans are an attractive way for many small business owners to get below-market interest rates, especially as coronavirus continues to impact our country. If you apply through Kapital Venture and our lender partner, Amur, we will help guide you through the arduous application process. Use the funding to cover payroll costs, rent/lease payments, mortgage interest payments, utility services, etc. Don't delay, limited funds available first come first apply to those that qualify.
Working Capital
A working capital loan is a short-term loan meant to help a business cover its everyday operations needs. It can be directed toward expenses such as making payroll, paying rent, or making debt payments. A working capital loan is not meant to buy long-term assets or investments. You can apply for a working capital loan through Kapital Venture and receive a decision in as little as 24 hours. The speed of approval is one of the best aspects of this small business loan. Submit a Working Capital Inquiry below.
Invoice Factoring
Invoice Factoring works by selling your accounts receivables to an invoice factoring company (also called a ‘factor’) at a discounted rate in exchange for two lump-sum payments. Invoice factoring is best for businesses that need to cover inventory costs or upfront expenses but has delayed payment terms with their customers. The benefit of invoice factoring is that your account receivables are quickly turned into cash rather than having to wait months for customers to pay. Learn more about applying for invoice factoring through Kapital Venture.
Heavy Truck Warranty
What are the benefits of a truck warranty you ask? Let us count the ways:
- 6-48 Month Terms Available
- Fully Insured
- Roadside Assistance & Towing Standard
- Increases Your Rig’s Resale Value
- Transferable
- Same Day Coverage Available
- Pick Your Own Licensed Shop to Do the Repairs
- On-Call Claims Department for on Road Emergencies
- Nationwide Coverage including all Canadian Provinces
- YOU SAVE MONEY!
